出產億萬富翁最多的10所大學

????從哈佛大學(Harvard University)畢業并不能保證你就一定會成為億萬富翁。但很顯然，作為一名哈佛大學的畢業生，沒什么壞處。

????在活著的億萬富翁中，有52名擁有哈佛大學學位，這個數字幾乎是第二名賓夕法尼亞大學(University of Pennsylvania)的2倍，該大學有28名億萬富翁校友。前10名中的其他大學按照從多到少的順序為：斯坦福大學(Stanford)、紐約大學(NYU)、哥倫比亞大學(Columbia)、麻省理工學院(MIT)、康奈爾大學(Cornell)、南加州大學(USC)和耶魯大學(Yale)。英國的劍橋大學(Cambridge University)是唯一一所位于美國之外的上榜院校。在劍橋大學近年的畢業生中，有11名校友身價在10億美元以上。

????你沒有上過其中任何一個學校？不要沮喪。這個排名是由WealthX（一家幫助企業尋找超級富豪顧客的調查公司）和瑞銀集團（UBS，瑞銀集團的財富管理部門掌握著超級富豪的大筆財產）對世界億萬富翁進行的一項新研究的一部分。該報告指出，盡管68%的億萬富翁至少擁有一個本科學位，但畢業證書“并不是開創事業、積聚十億美元財富的先決條件”，因為三分之一的億萬富翁要么沒上過大學，要么沒有讀完大學。

????關于超級富豪，還有更多有趣的事實：該報告稱，美國是“世界億萬富翁之都”，因為美國有515名公民的資本凈值超過20億美元。這個數字是位居第二的中國（157名）的三倍多。不過，在宣稱自己是“白手起家”的億萬富翁中，中國富翁占的比例最大（89%）。

????從全世界范圍來看，20%的億萬富翁通過繼承獲得了財富。另外20%則是繼承了小筆財產然后將其變成巨大的財富，比如唐納德?特朗普。而超過一半（60%）的人則是白手起家，比如比爾?蓋茨和沃倫?巴菲特。

????紐約市有96名億萬富翁，是擁有億萬富翁最多的城市，接下來是香港（75名）、莫斯科（74名）、倫敦（67名）和孟買（30名）。舊金山和東京各有20名億萬富翁，休斯敦則有14名億萬富翁。

????全球億萬富翁的平均凈資產為30億美元（美國的平均值為40億美元），其中18%的資產（5.45億美元），在任何給定時間都是以現金或其他流動資產的形式存在的。億萬富翁的隊列在不斷壯大。WealthX報告稱，相比于2013年的人數，今年迄今為止，億萬富翁的人數已經增長了7%，達到2,325人，創歷史新高。同時，億萬富翁的財富總值也躍升了12%。

????擁有數十億美元的好處在于，即使在全球經濟災難那樣的時刻，它也可以讓你安然度過。盡管在過去幾年，美國的平均收入停滯不前，但是最上層1%人群卻發展得很好?！白詮慕鹑谖C后，金融市場在2009年3月觸底以來，” WealthX報告寫道，“億萬富翁的總財產增加了一倍多，達到了6.5萬億美元——比除美國和中國外任何一個國家的國內生產總值(GDP)還多?！?/p>

????經濟衰退？對億萬富翁來說，壓根就沒這回事。（財富中文網）

????譯者：鄒煥平/汪皓

????Graduating from Harvard is no guarantee that anyone will become a billionaire. But, apparently, it doesn’t hurt.

????Fifty-two living billionaires hold a degree from the school, almost twice as many as those who graduated from second-place University of Pennsylvania, with 28 billionaire alumni. The other universities in the top 10, in descending order: Stanford, NYU, Columbia, MIT, Cornell, USC, and Yale. The U.K.’s Cambridge University is the only school outside the U.S. to make the list. Eleven of its recent grads are worth $1 billion or more.

????Didn’t go to any of those schools? Cheer up. The ranking is part of a detailed new study of the world’s billionaires, by WealthX, a market research firm that helps businesses reach ultra-rich consumers, and UBS, whose wealth management arm handles a big chunk of their money. The report points out that, although 68% of billionaires hold at least a four-year degree, a sheepskin “is not a prerequisite to then go on and amass a billion-dollar fortune,” since one in three billionaires either never went to college at all or didn’t stick around to finish.

????More fun facts about the super-rich: The United States is “the billionaire capital of the world,” the report says, with 515 citizens with net worth that exceeds $2 billion. That’s more than three times as many as second-place China, with 157. Although China has the largest percentage of billionaires (89%) who describe themselves as “self-made.”

????Worldwide, only 20% of billionaires inherited their dough. Another 20%, like Donald Trump, inherited a small pile and turned it into a big one. Well over half (60%), like Bill Gates and Warren Buffett, started from scratch.

????With 96 billionaires, New York has the most of any city, followed by Hong Kong with 75, Moscow (74), London (67), and Mumbai (30). San Francisco and Tokyo are each home to 20. Houston has 14.

????These folks’ global average net worth is $3 billion (the U.S. average is $4 billion), of which 18%, or $545 million, is in cash or other liquid assets at any given time. Their ranks are growing. So far this year, the WealthX report says the billionaire population has grown by 7% compared to what it was in 2013, and it has reached a record-high 2,325. At the same time, their combined wealth jumped by 12%.

????The nice thing about having a few billion dollars is the way it lets you ride out little bumps in the road like, for instance, a global economic calamity. While Americans’ average income has stagnated over the past few years, the uppermost tier of the 1% are doing pretty well. “Since the financial markets bottomed out in March 2009 following the financial crisis,” notes the WealthX report, “the total wealth of billionaires has more than doubled, to $6.5 trillion—more than the GDP of every country except the U.S. and China.”

????Recession? What recession?